No yeast, no kneading, and ready for the supper table in under an hour.
Some recipes tell you exactly where they came from, and this is one of them.
This cheesy quick bread came from my mother's brother, who never seemed to think a recipe was complete without a little extra spice. The cayenne pepper adds just enough warmth to make the bread interesting without overwhelming the flavor of the cheddar cheese.
One of the things my mom loved most about this recipe was how quickly it came together. There was no yeast to proof and no dough to knead. In less than an hour, a warm loaf of homemade bread could be cooling on the counter, ready to serve with supper.
She often paired this bread with fried chicken, pork chops, soups, and stews, but it was just as good sliced thick and enjoyed as an afternoon snack. The combination of sharp cheddar cheese, savory seasonings, and a touch of heat makes every bite comforting and satisfying.
Ingredients:
1 3/4 c. all-purpose flour
1 1/2 c. cheddar cheese, shredded
2 1/2 tsp. baking powder
1 tsp. garlic powder
1 tsp. Italian seasoning
3/4 tsp. salt
1/2 tsp. cayenne pepper
1/2 tsp. onion powder
1/2 c. half-and-half, or evaporated milk
1/2 c. milk
1/2 c. melted butter or vegetable oil
Directions:
Preheat the oven to 350°F. Lightly grease a 9 x 5-inch loaf pan or line it with parchment paper for easier removal.
In a large mixing bowl, whisk together the flour, cheddar cheese, baking powder, garlic powder, Italian seasoning, salt, cayenne pepper, and onion powder. Make a well in the center of the dry ingredients.
Pour in the half-and-half (or evaporated milk), milk, and melted butter or vegetable oil. Stir with a wooden spoon or spatula just until the flour is moistened and no large dry streaks remain. Do not overmix. The batter should be thick and slightly lumpy.
Spread the batter evenly into the prepared loaf pan.
Bake for 40 to 50 minutes, or until the top is golden brown and a toothpick inserted into the center comes out clean and the top is lightly golden brown.
Let the bread cool in the pan for 10 minutes, then lift it out and transfer it to a wire rack.
Serve warm or at room temperature.
🌿 Mom’s Kitchen Tip: Use freshly shredded cheddar if possible. It melts more smoothly into the bread and gives a richer cheese flavor than pre-shredded cheese.
Tips for Best Success:
- Measure the flour by spooning it into the measuring cup and leveling it off.
- Bring the milk and half-and-half closer to room temperature for a more even batter.
- Stir only until combined; overmixing can make the loaf dense.
- Check for doneness at the 40-minute mark.
- If the top browns too quickly, loosely tent the loaf with foil during the last 10 minutes of baking.
- Allow the bread to cool slightly before slicing.
Variations and Substitutions:
- Replace cheddar with pepper jack for a spicier loaf.
- Use Monterey Jack, Colby, or a Mexican cheese blend.
- Substitute melted butter for the vegetable oil for a richer flavor.
- Add 1 finely chopped jalapeño or increase the cayenne to 3/4 teaspoon.
- Stir in crumbled cooked bacon.
- Add chopped green onions for additional flavor.
- Add 1 tablespoon chopped fresh chives or parsley.
- Replace half the cheddar with Parmesan cheese.
- Use buttermilk in place of the milk and half-and-half.
Serving Suggestions:
This bread pairs beautifully with:
- Fried chicken
- Pork chops
- Ham
- Beef stew
- Chili
- Vegetable soup
- Potato soup
- Baked beans
- Scrambled eggs
- Sausage gravy
- Barbecue meals
It also makes a delicious afternoon snack served warm with butter.
How to Store:
- Room temperature: Wrap tightly and store for up to 3 days.
- Refrigerator: Store in an airtight container for up to 1 week.
- Freezer: Wrap slices individually and freeze for up to 3 months. Thaw at room temperature and warm briefly in the oven or toaster.
Frequently Asked Questions:
Can I use pre-shredded cheese?
Yes, but freshly shredded cheese gives the best flavor and texture.
Can I make muffins instead of a loaf?
Absolutely. Divide the batter among a greased 12-cup muffin tin and bake at 350°F for 18–22 minutes.
Why is my bread dense?
The most common cause is overmixing the batter or adding too much flour.
Can I use only regular milk?
Yes. Use 1 cup milk total if you don’t have half-and-half or evaporated milk.
Can I freeze it?
Absolutely. Freeze the whole loaf or individual slices.
Can I use pre-shredded cheese?
Yes, although freshly shredded cheese melts more smoothly.
Is this bread very spicy?
No. The cayenne provides a mild warmth rather than intense heat.
Can I make muffins instead?
Yes. Divide the batter among greased muffin cups and bake at 350°F for 18–22 minutes.
Why is my bread dense?
Overmixing the batter or using too much flour can cause a heavier loaf.
Can I add peppers?
Yes. Finely diced jalapeños or mild green chili peppers work wonderfully.






